Prices and fees
With Cerfina you know the possible costs before you start trading. We clearly state the size of the initial deposit, the main fees, trading costs and the conditions for deposits and withdrawals. If a cost is not on this page, it is not charged.
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A personal manager will contact you within 24 hours.
Choose the plan that fits
Three tiers, compared on the same parameters. Pick the one that matches your experience and the volume you expect to trade.
| Feature | Basic | Advanced | Premium |
|---|---|---|---|
| Recommended for | Those taking their first steps with automated trading | More experienced users who want deeper analysis tools | Users with the largest transaction volumes |
| Initial deposit | £200 | £1,200 | £4,000 |
| Market monitoring | Included | Included | Included |
| AI-based instruments | Core tools | Advanced tools | Custom setup |
| Market alerts | Standard | Priority delivery | Priority delivery |
| Analytics resources | Essentials | Advanced | Full access |
| Learning materials | Core guides | Extended library | Extended library |
| Support | Online support with a personal manager | Priority support with a personal manager | Individual support with a named manager |
| Monthly platform fee | £0 | £0 | £0 |
Core fees
| Cost type | Fee / cost |
|---|---|
| Account opening | Free |
| Account maintenance | Free |
| Custody of funds | Free |
| Trading commission | Up to 0.58% per transaction |
| Currency conversion | Up to 1.50% |
| Forex spread | From 0.8 pips |
| Inactivity fee | Free |
The applicable fee is disclosed before you confirm a trade. Spreads can vary depending on the asset, liquidity, volatility and current market conditions.
Additional costs
| Additional cost | Description |
|---|---|
| Network fees on crypto transfers | May apply to transactions in crypto assets, set by the external network rather than by Cerfina. |
| Payment provider fees | May be charged by a third-party payment provider involved in a deposit or withdrawal. |
| Currency conversion | May apply when operating in a currency different from your account currency. |
| Asset- or service-specific costs | May be applied by brokers or other partners depending on the chosen asset or service. |
All applicable fees, if any, are shown before you confirm a transaction. Cerfina applies no hidden charges.
Deposits and withdrawals
| Method | Type | Fee | Processing time |
|---|---|---|---|
| UK bank transfer (Faster Payments) | Bank transfer | Free | 1–3 business days |
| Visa | Debit / credit card | Free | Instant |
| Mastercard | Debit / credit card | Free | Instant |
| PayPal | Digital wallet | Free | Instant |
| Skrill | Digital wallet | Free | Within 24 hours |
Timelines and limits
| Item | Detail |
|---|---|
| Minimum first deposit | £200 (Basic tier) |
| Withdrawal minimum | £20 per request |
| Card withdrawal window | 1 to 5 business days, set by the issuing bank |
| Wallet withdrawal window | Within 24 hours for PayPal and Skrill |
| Bank transfer window | 1 to 3 business days via Faster Payments |
| Withdrawal frequency | Unlimited, no notice period |