Deposit and withdrawal methods
Moving money in and out of your Cerfina account should be boring in the best sense: familiar methods, no platform fees, published timelines. This page lists every supported method with its type, cost and processing time, so there are no surprises at either end.
Withdrawal methods
Withdrawals go to destinations in your own name. The times below start once our internal review releases the payment; the Withdrawal Policy explains the checks involved.
| Payment method | Type | Fee | Processing time |
|---|---|---|---|
| UK bank transfer (Faster Payments) | Bank transfer | Free | 1–3 business days |
| Visa | Debit / credit card | Free | 1–5 business days |
| Mastercard | Debit / credit card | Free | 1–5 business days |
| PayPal | Digital wallet | Free | Within 24 hours |
| Skrill | Digital wallet | Free | Within 24 hours |
Back to your bank
UK bank transfer withdrawals arrive through Faster Payments to a UK current account in your own name. Confirm the sort code and account number on the confirmation screen: once released, a payment cannot be recalled by us.
Back to your card or wallet
Card, PayPal and Skrill withdrawals return to the same card or wallet you deposited from, a standard protection against money laundering. Provider processing then determines the final timing shown in the table.
Deposit methods
Deposits are credited as soon as the provider confirms the payment. Your first deposit also activates trading on a newly registered account, and every deposit after that is available to the automated strategies immediately.
A practical note on timing: card and wallet deposits appear within moments, while a first Faster Payments transfer to a new payee can sit with your own bank for up to three business days while it runs security checks. Subsequent transfers normally clear the same day. Nothing is deducted from deposits by the platform, and the amount you see credited is the amount that reaches your trading balance.
| Payment method | Type | Fee | Processing time |
|---|---|---|---|
| UK bank transfer (Faster Payments) | Bank transfer | Free | 1–3 business days |
| Visa | Debit / credit card | Free | Instant |
| Mastercard | Debit / credit card | Free | Instant |
| PayPal | Digital wallet | Free | Instant |
| Skrill | Digital wallet | Free | Within 24 hours |
Faster Payments
UK bank transfers through Faster Payments usually reach us the same day, though first transfers with a new payee can take up to 3 business days while your bank completes its own security checks.
Cards and wallets
Visa, Mastercard, PayPal and Skrill deposits are instant in almost all cases. Occasionally a card issuer asks for extra verification through its own secure check before approving the payment.
Your name, your methods
Deposits must come from accounts and cards in your own name. Payments from shared accounts or third parties are returned, because we cannot verify their origin.